Money Solutions
We all have hopes and dreams - places we want to visit and goals we want to accomplish. Sometimes, however, there are roadblocks that keep us from getting where we want to be financially. These include:
- Not enough money
- Lack of opportunity
- Day-to-day commitments
Trusted Investments can give you the tools you need to make your dream of home ownership a reality.
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Budgeting
In order to know what direction to take your financial life, you need to know where you are and where you are going. Most people don't! You need to have a complete budget and a program to eliminate debt. Statistics have proven that the more money a family makes, the more in debt they are likely to be.
We review all your daily expenses and show families how to lower, or completely eliminate unnecessary expenses. Once we know a family's true liability picture, we can design a program to begin their financial journey.
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Insurance - Life and Health
Most of us have some level of life insurance either from our jobs or that we have purchased individually. However, the majority of people own the wrong type of insurance for their needs and are seriously under insured. What is generally not understood is that life insurance should be used to protect the life-long income of the insured, not the life of the income earner. We educate families on the importance of life insurance and the need to be properly protected.
Another popular misconception is that death is the only threat to a family's security. Most families go into bankruptcy or foreclosure due to health issues leading to a loss of income on the part of the primary wage earner. Long term care and disability insurance cover major injuries so there is still money available to cover everyday living expenses.
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Insurance - Auto and Home
Due to state mortgage laws, families are required to have auto and homeowner's insurance. The biggest problem is that they don't fully understand the coverage they have and what they are paying for. Many families only have the minimum coverage required and don't realize they could lose their home in case of a severe accident. Our focus is to educate the consumer on each part of their auto or home owner's policy to make sure they are properly protected.
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